Real-time collaboration across carriers, lenders, servicers, agents, and policyholders through one connection
FOLSOM, Calif., October 1, 2026 – One Inc, the nation's leading payment network for insurance, today announced Unified Lender Connectivity, extending the One Inc network to mortgage lenders, servicers, and insurance tracking providers. It combines account-to-account (A2A) escrow payments with real-time coverage verification and mortgagee data exchange, giving the mortgage and insurance industries one connection for the full life of an escrowed homeowners policy.
Mortgage servicers remit billions of dollars in escrowed homeowners insurance premiums to carriers every year, much of it still by paper check, with remittance detail that arrives separately, late, or not at all. Carriers, meanwhile, field high volumes of calls for evidence of insurance, mortgagee clause changes, and lapse and cancellation notices, while servicers and trackers chase coverage confirmation across hundreds of carriers.
Through single integration, mortgage servicers, lenders, and carriers can:
For carriers, Unified Lender Connectivity replaces paper checks, unapplied cash, and manual escrow reconciliation with straight-through processing, lowering costs and risk, and reducing servicing calls from financial institutions. Unlike point solutions that move data in one direction, real-time bidirectional data exchange keeps coverage, mortgagee, and payment information synchronized between carriers and servicers, so both sides work from the same source of truth. And because payments are native to the One Inc network rather than supplied through a partner, escrow remittances run on the same platform that powers PremiumPay® and ClaimsPay®, with one integration, one reconciliation, and one partner accountable from verification through payment.
Verifying a policy and paying for it are two halves of the same transaction, and they belong on the same network," said Ian Drysdale, CEO of One Inc. "Mortgage servicers and insurers exchange billions of dollars and millions of records every year, yet too much of it still moves by paper. The real value isn't in moving money or information alone — it's together that both move seamlessly, with payments built in, not bolted on. That's the operational interoperability modern insurers need to scale."
Carriers, mortgage servicers, and insurance tracking providers can learn more at www.OneInc.com
About One Inc:
One Inc, the leading digital payments network for property and casualty insurance, is modernizing payments for more than 320 carriers across homeowners, auto, workers' compensation, commercial, and specialty lines. Specializing solely in insurance, One Inc helps carriers cut costs, strengthen security, and improve customer experience across premium, claims, vendor, and escrow payments. The One Inc Digital Payments Platform offers flexible payment options, multi-channel communications, and fast claim settlements, even for complex, multi-party claims, with 55+ core system integrations and more than $230 billion in annual payment volume under contract. Named three times among CNBC's Top Global Fintech Companies and honored on the Inc. 5000 list five years running, One Inc is a leader in fintech innovation. For more information, visit www.OneInc.com.
Contact
Brooke Sacrider
bsacrider@oneinc.com